hands_420x315Personal insurance is just that, personal. No two situations are exactly alike, so policies vary from case to case. At Fred M. Smith & Son, Inc., our personal lines specialists work with you to tailor an insurance program to protect your family, home, auto and other valuable possessions at the most reasonable cost.

We offer a number of personal insurance products including, but not limited to, the following:

  • Homeowner’s
  • Condominium Owner’s
  • Renter’s
  • Automobile
  • Watercraft
  • Motorcycle
  • Recreational Vehicles
  • Rental Property
  • Valuable Items
  • Antiques
  • Jewelry
  • Collectors Items
  • Umbrella (Excess) Liability
  • Flood

Proper commercial insurance for your business can be very elusive. Diverse business operations demand diligent agent review to prepare a program to fit your specific needs and minimize unnecessary exposures. Fred M. Smith & Son, Inc. agents will review your business operation to help you identify areas of risk and prepare a quote to meet your specific needs. We offer commercial insurance to cover risk including, but not limited to the following:

  • Business Owners (BOP)
  • General Liability
  • Commercial Property
  • Commercial Automobile
  • Commercial Umbrella
  • Garage Liability
  • Professional Liability
  • Builder’s Risk
  • Liquor Liability
  • Crime
  • Glass
  • Tools & Equipment
  • Motor Cargo

Call (615) 384-2543 or request a quote today through our website. One of our experienced agents will be happy to prepare a personal quote for you.